Mutual funds

A mutual fund allows investors to pools money with a common investment objective. It then invests the money in various asset classes based on the scheme's objectives As an investor, you put your money in financial assets like stock, bonds and other securities. You can either buy them directly or use investment instruments like mutual funds. Mutual funds have certain advantages over direct investments. For example, maybe you lack the skill to understand market trends yourself, or do not have the time to follow the market closely. Mutual funds are a great alternative in this case as they are managed by professionals.

Mutual funds give small or individual investors access to professionally managed portfolios of equities, bonds and other securities. Each shareholder therefore participates proportionally in the gains or losses of the fund. A mutual fund is an investment vehicle that pools money from in with a common investment objective. It then invests the money in various asset classes like equities and bonds based on the scheme's objectives. An asset management company (AMC) makes these investments on behalf of the investors

The team that manages a mutual fund picks the stocks which investors' money will be put into based on clearly defined investment objectives. The biggest advantage of investing through mutual fund is that it gives small investors access to professionally-managed, diversified portfolios of equities, bonds and other securities, which would be quite difficult to create with a small amount of capital.

Benefits of investing in Mutual funds

Convenience:

For investors, one of the most prominent benefits that mutual funds provide is convenience. By investing in a single fund, they can gain access to a broad range of the financial market. A typical diversified equity fund can spread out the money across tens of stocks with some portion invested in fixed income securities as well.

Diversification:

Further, if an investor wants to focus on one segment of the market, for instance, large-cap stocks, funds focused on this segment can spread out the investment across multiple large-cap stocks in just one transaction of purchasing the fund. If the investor were to try to do that themselves, it would take a lot of effort, transaction cost, and time to create an individual large-cap stock portfolio. The situation with investing in bonds is even more difficult if one tries to do it individually rather than taking the fund route

Ease Of Investment: :

Apart from this, mutual funds are easy to buy and sell. One can either engage the services of a distributor or agent to transact in funds or do it over the internet themselves. In the case of latter, the transaction amount is debited from or comes directly to the bank account linked to the mutual fund account depending on whether a fund has been bought or sold.

Spoilt For Choice:

This feature follows from the convenience aspect discussed above. Investors have several choices when it comes to mutual funds. And given their investment objectives, funds provide access to a wide range of financial instruments, sectors, and strategies.

Invest Online

Choose your scheme as per your requirement and invest online and fulfil your requirements

About Mutual Fund

Mutual fund is a trust that collects money from a number of investors who share a common investment objective

How to Start Investing ?

Learn all about Mutual Fund investments with our experts and start investment to fulfil your requrements

Schemes with Riskometer label	Suitable Investor Type	Investor Persona
Low	Conservative	Investor's top priority is the safety of capital. She/he is willing to accept relatively low returns against a low risk of principal.
Moderately Low	Moderately Conservative	An investor is willing to accept a small level of risk in exchange for some potential returns over a medium to long-term.
Moderate	Moderate	An investor can tolerate a moderate level of risk in exchange for relatively higher potential returns over a medium to long-term.
Moderately High	Moderately Aggressive	Investor is keen to accept a relatively higher risk to maximize potential returns over the medium to long-term.
High Risk	Aggressive	Investor is willing to accept a significant risk to max potential returns over the long terms and is aware that she/he may lose a significant part of the capital.
Very High Risk	Very Aggressive	Investor is willing to accept a significant high risk to max potential returns over long terms and is aware that he/She may lose a significant part of the capital.